Limited seats — Live only • October 24th, 2:00 PM EST

Landlords, You're Missing This Tax Deduction — And It's Costing You Thousands Every Year

If you're paying your mortgage with post-tax dollars in a high tax bracket, you're leaving real money on the table. Here's the CRA-approved fix.

THE HARSH TRUTH

  • Every mortgage payment you make has already been taxed at your marginal rate - if you're a landlord doing well, that could be 40%+
  • At a 40% bracket, you don't need to earn $1 to pay $1 of your mortgage - you need to earn about $1.67
  • The true cost of a $500K mortgage at 4.5% is $912,033 once all the interest is added up - nearly double the loan, paid with already-taxed money
  • Meanwhile, your rental's interest is deductible. Your primary residence gets zero tax benefit. You already own the asset that fixes this.

WHAT YOU'LL LEARN

  • The CRA-recognized "cash damming" strategy and the exact rule that makes mortgage interest deductible
  • A real case study: how one household paid $244,000 (40%) less interest and accelerated to $2M in equity - using the same starting point as everyone else
  • The exact 3-step debt conversion process, using cash flow you already have
  • Why this requires no additional cash out of pocket - same mortgage payment, restructured
Kendra Bartels - Editorial Portrait

KENDRA BARTELS

Mortgage Agent Level 1, FSRA #13691. Based in Flamborough. Serving landlords and rental property owners across Canada.

Mom, wife, former race car driver (billboard still up at the track).

LIVE TRAINING • LIMITED SEATS

Reserve Your Spot

You must own at least one income-generating rental property to qualify.

Not financial or legal advice. Individual results vary. Strategy suitability depends on personal equity, income, and circumstances. Must own at least one income-generating rental property to qualify.

Your Mortgage. Your Strategy. Helping landlords and rental property owners across Canada build long-term wealth through strategic mortgage planning.

226-218-7767 [email protected]

Mortgage Agent Level 1 | Tango Financial (FSRA #13691)

SERVICES

First-Time Buyers

Mortgage Renewals

Refinancing

Investment Properties

STRATEGIES

The Smith Manoeuvre™

Cash Damming

About Kendra

Contact

© 2026 Kendra Bartels. All rights reserved.

Not financial or legal advice. Individual results vary. Strategy suitability depends on personal equity, income, and circumstances. Must own at least one income-generating rental property to qualify.

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You’re in — here’s what you’ll get (and what to do next)

What we'll be covering

Get ready for a highly actionable session. We're skipping the fluff and diving straight into the exact mechanics of our process.

  • The $244K Case Study: A full breakdown of our recent success and how we engineered it.
  • Our 3-Step Process: The simple, repeatable framework we use for every single deal.
  • Zero Cash Strategy: Exactly how to execute this model with no additional out-of-pocket cash required.

Your pre-session checklist

  • Know what to expect: We'll be walking through live examples.
  • Have a notepad ready to take notes.
  • Remove distractions: Silence your phone, close your other tabs, and block out 45 minutes of focused time.
  • Prepare your documents: Have your current property documents or numbers handy for real-time reference.

A quick welcome from Kendra

Hi, I'm Kendra! I can't wait to meet you. Please make sure to bring a notebook, a pen, and an open mind. See you very soon!

NEXT STEPS

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